Knowledge is Power
Specializing in educating individuals and families so they can choose the right life insurance policy — with no pressure, just guidance.
We shop smart (25+ top carriers) — so you can rest insured.
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“At Coleman Life Insurance, we believe peace of mind starts with understanding.”
Your Paycheck Is Your Most Important Asset.
Life insurance helps protect it — so you and your family can keep moving forward when life takes an unexpected turn.
You insure your phone. Your car.
Your coffee machine. Even your dog.
But what about the income that makes it all possible?
Term Life
Provides life insurance coverage for a set period (e.g., 10, 20, or 30 years); pays out only if the insured dies during the term.
Whole Life
A permanent life insurance policy with fixed premiums, guaranteed death benefit, and cash value accumulation.
Universal
A flexible permanent life insurance policy with adjustable premiums and death benefits, and a cash value component that grows over time.
Final Expense
A small, whole life insurance policy designed to cover end-of-life costs like funeral and burial expenses.
Mortgage Protection
A life insurance policy that helps pay off your mortgage if you die or become critically ill or disabled.
Children's Whole Life
A permanent life insurance policy for children that builds cash value and can be maintained into adulthood.
Critical Illness
Disability
Pays a lump sum or monthly benefit if the insured is diagnosed with a serious illness or becomes disabled and can’t work.
Accidental Death
Pays an additional benefit if the insured dies due to an accident; often used as a supplement to other life insurance.
Long Term Care
Covers the cost of care services like nursing homes, home care, or assisted living if you can't perform basic daily activities.
Income Protection
Offers regular payments to replace a portion of income if you’re unable to work due to illness or injury.
Retirement Solutions
Financial products such as annuities designed to help build income for retirement.
Debt Free Life
This personalized strategy helps clients become debt free by using the cash value in whole life insurance policies instead of relying on traditional lenders. It allows access to tax-deferred, tax-free policy loans with no credit checks or fixed repayment schedules, and unpaid amounts are deducted from the policy’s value or death benefit. This program is about harnessing the power of this investment vehicle to eliminate debt, recapture the interest normally paid to lenders, and bring it back to you. It supports financial freedom at every stage of life—from emergencies to education, retirement, and beyond.
Protect your loved ones
Replace lost income
Cover final expenses
Life insurance isn’t just for the end of life.
It’s for living.
Pay off debt (e.g., mortgage, student loans)
The Empowered Path: Community Education on Life Insurance & Debt Freedom
We offer free in-person and Zoom group educational sessions to help people understand how to use life insurance as a tool to eliminate debt and build long-term financial stability. Most people don’t fully understand their life insurance—until it’s too late. While GoFundMe pages and barbecue plate fundraisers can be helpful, they’re not a reliable or sustainable solution in a financial emergency. These sessions provide practical, empowering knowledge so you can take control of your finances before a crisis hits.